The Importance Of Having Auto Insurance
On Feb 25, 2013 General Auto Services No Comments
Many people feel that they can get by without having insurance for their car. They see it as just another monthly expense that isn?t helping them in anyway. They may even justify that they are safe drivers so will never have the need to use their insurance. Having San Antonio auto insurance, however, is very important. Here are a few reasons why you should always have insurance.
It?s the Law
Having auto insurance isn?t just a luxury. It is a necessity. It is something that is required by law in almost every state in America. Before you are able to register your car, you need to show proof of insurance. If you are pulled over by a police officer, they often ask to see proof of insurance. If you are found to be driving a car without insurance, you will likely get a ticket, pay a fine, and may even get your license taken away until you get insurance.
In Case of Accident
Even if you are the safest driver on the road, you can?t always say the same for the drivers around you. People get into accidents every day that aren?t their fault. You never know what the circumstances will be and if you don?t have insurance, you may have to pay a lot of money out of pocket. Insurance also often covers not only damage to your car, but other cars in the accident as well as bodily injury. You may think that going without car insurance is saving you money, but in the long run, it is going to cost you a lot more money than monthly insurance if you have to pay out of pocket.
Comprehensive Coverage
When it comes to San Antonio auto insurance, it isn?t only important for when you get into a car accident. There are other things that your insurance will cover if you have comprehensive coverage. If you receive losses to your car because of theft, fire, a hailstorm, hitting an animal with your car, or other things out of your control, your insurance will cover that as well. Many insurance companies also cover getting rock chips repaired in your windshield. So regardless of how safe a driver you are, you don?t want to risk going without insurance. Not only is it the law, but you will be able to have peace of mind knowing that if something happens to your car, you aren?t on your own.
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Source: http://www.bearcatsbaja.net/the-importance-of-having-auto-insurance/
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